Citizens National Bank of Texas - Red Oak, Texas

Felix O

Most inconvenient bank. If you want a bank that is never available when you need them then go here. Banks that close during lunch hours make no sense. Even worse they are closed on the weekends. If you want convenience go elsewhere.

Vanity Newport

My preferred bank by far! I stopped using the drive through and started going in store. This is due to atmosphere, the staff truly knows how to put a smile on your face.

Shane Dugger

I recently opened an account here. The customer service is always great, and service is fast. I was in and out with a checking account in about 20 minutes! Very pleased!

Griselda Navarro

I came in to open a checking account and they turned me away for no reason. A young white male greeted me. I was polite and respectful . Im not sure why they would refuse to open my bank account, I looked presentable( had my voting sticker on ) and I was polite to all. I really hope it wasn’t due to my darker complexion. I took my business elsewhere.

Jay Sanders

I have never had a bad experience here. The one star review can not possibly be talking about the same bank I've enjoyed for several years now. I've had overdraft fees I honestly earned refunded a time or two with a deposit shortly after.

I have my mortgage at another bank (not my choice) down the street and making a simple payment there reinforces how much I like Citizens over all the others.

Gerry Mc

The people there are always friendly and helpful. I bring my grandkids in there and they are especially sweet to them. I have walked in minutes before they close before their lunch hour and it didn't bother them one bit . They still took all the time necessary to help me and were very friendly . I have used many banks and this is by far my favorite

Caleigh Mckeen

I have to agree with the other comments. They do hold deposit and when you ask about it you are simply told they do not do that and given the run around. The app makes no sense and the purposely makes it like you have more money then you do to attempt to get you to overdraft. Unless you are extremely on top of your expenses they make it easy for you to make mistakes so they can charge you fees. I believe this is why they hold deposits for so long is to make you overdraft when they don't post it on time. I would not recommend this bank they seem very crooked. I deposited money 2 days ago CASH and it still has not been entered into my account.

Pam Pearson

In bank service is great but, the on line banking is really awful. I constantly have to contact the bank to correct issue's. When updates are made they simply let information be deleted until they get complaints from the customer. Much wasted time for the customer.